Monogram offers flexible and customized private student loan services and products.

Helping You Meet Specific Business Objectives

Ready for Immediate Implementation

Our services and products are designed to help our partners achieve their market, financial, and customer service objectives, while also empowering students to access the funds they need to invest in their future.

Tailored Program Design

We understand every partner’s situation is unique. So we design private student loan programs by balancing your business objectives with the needs of schools and families. We do this while ensuring financial returns are met and regulatory and compliance burdens are managed. Our existing programs include:

White-labeled Offering

Whether you are a bank, affinity group or other organization looking to enhance or expand your loan offerings, we work with you to create a personalized private student loan program that is attractive to your existing customer base.

Portfolio Valuation

For banks and credit unions seeking to sell a portfolio and create liquidity, we can help determine the value of your portfolio by assessing how it will perform over time, the likelihood of prepayments, and the quality of loan servicing. We can also work with you to facilitate its purchase.

Loan Referral Program

If you’re already a trusted brand to your customers, we can help you deepen that relationship by sharing recommendations for private student loans through our student loan referral program. We provide you with everything you need to help guide prospective students and their families in making the right choice for them.

Additional Monogram Services

Monogram provides guidance to support digital marketing and school-channel sales, as well as content development for websites and printed collateral to help customers market and sell their loan products.
Leveraging our proprietary data and sophisticated modeling, we work to continuously improve the lending options available to support your business goals while also meeting your customers’ needs.
Monogram combines its legal, regulatory and compliance knowledge and product innovation expertise with an industry-leading loan origination platform to deliver a comprehensive suite of services for originating private student loans.
We handle all elements of loan portfolio management to ensure compliance and oversight. This includes regular portfolio audits with each servicer, maximizing the availability of back-end borrower benefits, minimizing defaults while maximizing recoveries, working with servicers to develop new processes and benefits, and monitoring complaints and complaint trends.